Usually, the replacement of spare-parts is allowed only up to a particular fixed amount in such policies. CNG or LPG kit installed in the vehicle during the year. It also provides protection against third-party liabilities that may arise due to bodily injuries/damages caused to a third-party individual/property. Similarly information should also be sent to insurer.. For the purpose of premium rating, the whole of India has been segregated into the following zones depending upon the location of the office of registration of the vehicle concerned. Cholamandalam MS, a General Insurance Company in India, offers a wide range of insurance policies for individuals and corporates. Private Use Cars for personal use. You will be paid a fixed amount of Rs. The cover is available for a maximum of four (4) tyre(s) fitted to the Insured vehicle per claim during the policy period. Benefit under this cover is available only in the event of total loss of the vehicle due to an accident, theft or Constructive Total Loss (CTL) as defined in the policy. I agree that this consent will override my NDNC registration. Your vehicle and the declared accessories are insured on 'REINSTATEMENT VALUE BASIS' which is the original invoice value excluding the registration charges and road tax. Chola MS General Insurance Company Ltd. started its operations in India on 2001. Insurers have taken the policyholders’ hardships into consideration and have made the claim process fast, simple and stress-free using technology. Loss or damage arising out of any manufacturing defect or design including manufacturer’s recall of product. Chola MS General Insurance Company Limited is a Joint Venture between the Murugappa Group and Mitsui Sumitomo Insurance Company Limited, Japan. Chola MS Car Insurance covers any loss caused to the Private cars. Comments 0. We would love to share all your policy related information on email as well so that you can refer it anytime. This cover is for Owner- Driver whilst driving the vehicle including mounting into/ dismounting from or travelling in insured vehicle as co- driver. Others. " The amount of premium depends on the make and value of the car, state where the car is registered and the year of manufacture. Cover is subject to excess of 0.5% on the cost of the tyre in addition to Policy Excess, for tyres other than RFT. Chola MS car insurance customers can also contact the customer care unit by calling the 24/7 toll-free numbers - 1800-200-5544 (India), +91 44 3098 5300 (International) - or by emailing them at - customercare@cholams.murugappa.com. Tyre(s) worn out due to natural wear and tear. Chola Super Topup Insurance. ""logo"" : ""https://www.cholainsurance.com/portals/0/images/logo.png"" Chola MS Private Car Package Policy. Thereafter, NCB if any earned, will be in Terms of the above table. Private Car Insurance is the fastest growing sector in India as it is compulsory for all the new cars. Chola MS General Insurance Company Limited is a Joint Venture between the Murugappa Group and Mitsui Sumitomo Insurance Company Limited, Japan. This provides compensation in the event of death, disability in the event of an accident, Third Party Property Damage (TPPD): This provides a compensation in the event of damage to a third party on account of accident. The company will pay to the insured / nominee if the accident results in any of the following within 6 six calendar months of its happening: If any passenger other than the insured and/or the paid driver attendant or cleaner and/or a person employed by the insured is injured in accident when in the vehicle, he/she will be compensated under this cover. The Murugappa Group is one of India’s largest industrial houses headquartered in Chennai. Insurance for new car Renew existing policy from another insurer with Chola ... Buy A Chola Super Topup Insurance Policy ... Cholamandalam MS General Insurance Company Ltd. Insurance … The minimum amount of each & every loss borne or paid by the policyholder. Hyundai Eon Car Insurance Online by Chola MS. Buy or Renew Hyundai Eon Car Insurance Policy Online in India. All Rights Reserved. Chola MS Private Car Package Policy protects your vehicle against risks and uncertainties. For SME's and Corporate Insurance clients, Chola MS offers customized insurance solutions encompassing insurance and risk consulting services such as Group Mediclaim Insurance, Group Personal Accident Policy, Engineering Projects Insurance, Engineering Operations Insurance, Liability Insurance, Marine Insurance, Fire Insurance and other Miscellaneous Insurance Solutions. Not granted where vehicle is owned by an entity/ company. Chola MS provides an easy renewal process that allows you to insure your car from any place, anytime. Cholamandalam MS General Insurance Company is a joint venture between the Murugappa Group of India and the Mitsui Sumitomo Insurance Company of Japan. In Total Capital, Chola MS has 74% stake in the company while MSIG held the remaining 26%. "", ""brand"" : { 2,000/- to obtain duplicate permit if original permit is lost due to any reason. Cholamandalam MS General Insurance provides a wide range of insurance services, including car insurance, travel insurance, and health insurance. ""url"":""https://www.cholainsurance.com/"", 5) Damage Due to Racing : Any kind of collision damage or property damage caused due to organized racing will not be cover under a car insurance policy. The earned NCB is lost if vehicle is not renewed within 89 days of its expiry or if there is a claim on a vehicle during a policy period. ""logo"":""https://www.cholainsurance.com/portals/0/images/logo.png"" Chola MS Private Car Package Policy protects your vehicle against risks and uncertainties. ""@context"" : ""http://schema.org"", This is also the maximum liability which can be settled in the event of a claim on the vehicle. b. Chola Protect 360. c. Chola MS Commercial Vehicle Insurance. Motor insurance is a combination of two words i.e. Chola MS Commercial Vehicle Insurance protects your vehicle against: Third Party Personal Liability with unlimited coverage. Claim has to be intimated … ""mainEntityOfPage"":{ 15 lakhs to the insured or his/her family members in any unfortunate event resulting in accidental death or disability of the insured (registered vehicle owner holding effective driving license). Check out the list of Regional Transport Office (RTO) in India. ""url"" : ""https://www.cholainsurance.com/two-wheeler-insurance"", The amount of premium depends on the cubic capacity, make, model, value of the car, state where the car is registered and the year of manufacture. Get More out of your Car Insurance with Add-ons Share. 5/- is charged for every Rs. ""@type"" : ""Offer"", Consideration of this benefit is subject to subsistence of a valid Own Damage claim under Section -1 (Own Damage Section) of the policy. Cholamandalam MS, a General Insurance Company in India, offers a wide range of insurance policies for individuals and corporates. 1)Loss due to Wear and Tear : Any loss occurring due to normal wear and tear of the vehicle will not be eligible for a claim. ""offers"" : { This is valid for a period of maximum 60 days (varies for any period till 60 days) from the date of issue of the cover note and the Insurer issues the Insurance policy before the cover note expires. ", Rest assured knowing your fleet is protected. Read This; Keep These … However, the ICR of the insurer keeps changing with time. Chola Commercial Vehicle Insurance is a one-of-its-kind motor insurance policy designed to especially protect vehicles that are not used for personal purposes. Claim for tyre (s) payable under ‘Own Damage’ section of a package policy will not be considered under this cover. Know More . Outside India +91-44-6166 3400, Avail live video call facility with our claim experts between 9:30am - 6:30pm from Monday – Saturday on your mobile, tablet/laptop, Provide us the details of your vehicle damage and instantly generate your claim reference number, Loss of two limbs or sight of two eyes or one limb along with sight of one eye, Permanent total disablement from injuries other than named above, Exceeding 6 months but not exceeding 1 year, Exceeding 1 year but not exceeding 2 years, Exceeding 2 years but not exceeding 3 years, Exceeding 3 years but not exceeding 4 years, Exceeding 4 years but not exceeding 5 years, No No claim made or pending during the preceding full year of insurance, No No claim made or pending during the preceding 2 consecutive years of insurance, No claim made or pending during the preceding 3 consecutive years of insurance, No claim made or pending during the preceding 4 consecutive years of insurance, No claim made or pending during the preceding 5 consecutive years of insurance, For all rubber/ nylon / plastic parts, tyres and tubes, batteries and air bags, Rate of depreciation for all other parts including wooden parts will be as per the following Schedule, Exceeding 5 year but not exceeding 10 years, Transfer of Covered Vehicle for Non-Accidental Breakdown, Transfer cost reimbursement for services provided out of the Facilitators Service Provider Network, Repatriation of the repaired or recovered vehicle, Provision of Hotel Accommodation or Travel Forward or back to Residence, Insured’s Declared Value (IDV) of the vehicle, Fire, explosion, self-ignition, lightning, Flood, typhoon, hurricane, storm, tempest, inundation, cyclone, hailstorm, frost, Whilst in transit by road, rail, inland waterway, lift, elevator or air, IDV of the vehicle (the value of chassis & body), Value of the following installed in vehicle & not provided by manufacturer:-, Variations in sum insured (increase or decrease). The premium rating is based on the following factors: Zone A: Ahmedabad, Bangalore, Chennai, Hyderabad, Kolkata, Mumbai, New Delhi & Pune. Commercial Vehicle Insurance in India provides cover for all the vehicles which are not used for personal purposes like trucks and HMVs. Proposal Form is the BASIS of Insurance contract. Cost of Lubricating oils or coolant used in the assembly. For individuals, there are products like Car Insurance, Travel Insurance, Two Wheeler Insurance, Health Insurance, Personal Accident Insurance, Crop Insurance and Home Insurance. Click here. Providing hypothecation details to the insurer is very crucial. Find the nearest Chola MS branch address in Varanasi and contact numbers for servicing your queries. Privilege Healthline, the fourth variant of Chola Healthline offers coverage for maternity treatment and newborn baby expenses to keep the new mother free from financial instability. Zone A Ahmedabad, Bangalore, Chennai, Hyderabad, Kolkata, Mumbai, New Delhi and Pune. If a claim is made under Section I Loss of or Damage to the Vehicle Insured the No Claim Bonus discount reverts to nil at the next renewal. Grievance Redressal Officer, The Sum Insured for this cover will be equal to the replacement cost of the keys and / or new lock set and / or Total replacement of lock mechanism. TPPD compensation limits covered are as below, 3) All other classes of vehicles: Rs. Competitive Premiums: Overpriced premiums have no place at Chola MS. We offer competitive and best-priced premiums to all our customers. Original First Information Report (FIR) with the Policy Authorities for verification in case of burglary or theft. Cholamandalam MS, a General Insurance Company in India, offers a wide range of insurance policies for individuals and corporates. The Chola MS car insurance is a comprehensive car insurance that provides protection and covers both third party legal liability and own damage liability under the single plan. ""name"": ""Motor Insurance: Buy Vehicle Insurance Plans Online | Chola MS"", Fake insurance company. Cholamandalam Car Insurance Renewal. Addition of accessories Eg. One proposing and another accepting. Extension of insurance to cover additional perils etc. Hence these have to be correctly provided. This site can be best viewed in 1280x1024; screen resolution and with Internet Explorer 8 LPG. All reasonable precautions are taken to protect the vehicle to avoid aggravation of damages / loss. Chola MS offers car insurance that is designed to cater the needs of all car owners. Any loss or damage due to over speeding, racing of the Car. Source Url: Chola MS, a joint venture between $3 billion Murugappa Group and Mitsui Sumitomo Insurance Group of Japan, has introduced a car insurance policy, coming with features like depreciation, re-instatement value in case of total loss and daily allowance. This health insurance plan from Chola MS … Moreover, the customer has access to additional covers that enhance the protection; some of these additional covers are free but other additions require the customer to pay an additional premium to extend coverage. } Check details on Cholamandalam car insurance: Coverfox Car Insurance is a must have whether it is for commercial or personal use. Nowadays, insurers provide a policy-cum-certificate of insurance and no separate certificate of insurance needs to be issued. IDV is to be correctly taken. Similarly, any form of mechanical or electrical breakdown, failure of chassis, or body parts, or breakage due to rusting or other weather conditions will not be considered for a claim. For car exceeding 1500 CC rate is set at 2000 rupees. models which the manufacturers have discontinued to manufacture) is to be determined on the basis of an understanding between the insurer and the insured. These numbers are used to identify the insured vehicle. Claim due to water damage cover is payable only if there is an evidence of the insured vehicle being submerged or having stopped in water logged area. For Assistance please call us at our Toll free No: 1800 208 5544 For SME's and Corporate Insurance clients, Chola MS offers customized insurance solutions encompassing insurance and risk consulting services such as Group Mediclaim Insurance, Group Personal Accident Policy, Engineering Projects Insurance, Engineering Operations Insurance, Liability Insurance, Marine Insurance, Fire Insurance and other Miscellaneous Insurance Solutions. Any minor damage or scratch or small cut not affecting the functioning of the product. Reply as Brand. NCB eligibility is to the individual & not to the vehicle. Cholamandalam MS General Insurance Company Limited Motor Insurance Covers Own Damage Coverage: Chola MS Own Damage Car Insurance Policy & Own Damage Bike Insurance Policy covers loss damage / loss due to: Fire, explosion, self-ignition, lightning; Burglary, housebreaking or theft; Riot and strikes; Earthquake ( fire and shock damage) ""name"" : ""Two-wheeler Insurance"", ‘Motor + Insurance’. Customer convenience lies at the heart of everything we do. Chola enjoys a valued and stable relationship with manufacturers and dealers, one of the key reasons, why it is a leader in the commercial vehicle segment. Know everything on this motor insurance policy here! The Cholamandalam Ms General Insurance offers various products for their customers such as Health Insurance, Car Insurance, Travel Insurance, Home Insurance and Personal Accident. ""price"" : ""Get a Quote"" Check details on Cholamandalam car insurance: Coverfox Car Insurance is a must have whether it is for commercial or personal use. IRDAI Registration Number : 123. … Zone C Rest of India. Cholamandalam MS General Insurance Company offers both third-party car insurance as well as comprehensive car insurance for your all-round protection as well as convenience. Submit Update. Proposal Form (or an ‘offer’ for insurance) - An application containing numerous questions regarding the particular risk proposed. Select one of the options provided there. Thambu Chetty Street, a. Chola MS Car Insurance. ""description"": ""Motor Vehicle Insurance by Chola MS for your automobile. This insurance policy not only provides a comprehensive cover against loss or damage caused to your vehicle, it also offers third party liability cover against any financial … You will be reimbursed the cost of consumables like engine oil, oil filter, nut and bolt, screw, washers, grease, etc, actually consumed and utilized for repairing the accidental damages/losses. { Normally notice is sent to the insured at least one month in advance of the date of expiry, inviting renewal of the policy and giving the premium, terms and conditions for renewal0. All Rights Reserved. No Claim Bonus, wherever applicable, will be as per the following table. This Policy covers accident loss or damage occurring during the period of insurance only provided that some Terms and Conditions. ""@type"":""FinancialProduct"", The replacement value which is the cost of a new engine or gear box or differential assembly shall be subject to depreciation based on age of the vehicle as per policy terms. Chola MS bike insurance policy does not cover Normal wear and tear Add on Covers: Add-on covers offers insurance for several damages or events in addition to Own Damage and TP cover, on payment of additional premium; For Insurance ) - an application containing numerous questions regarding the particular risk proposed & every loss or. A one-of-its-kind Motor Insurance policy will only pay for any other financial dues of the policy members on individual. Competitive and best-priced premiums to all our customers owned by an Insurance Company Limited is a joint Venture Murugappa. Intimation of claim some important points which would help you in the Own damage section of a vehicle your related... Protection as well as comprehensive car Insurance for new car then a new vehicle or tough roads, be of... Covers loss/damage to vehicle, he can transfer the NCB to this vehicle. Consideration and have made the claim process can refer it anytime s location to necessary. Injuries/Damages caused to the insurer is very necessary your experience is as smooth as possible with MS! Agreeing to bear this ‘ voluntary deductible ’ in addition to compulsory deductible component is also as! This is mandatory to replace the tyre, if claim is no more a tedious task process of cholamandalam General! Comes with the insured in the vehicle any other financial dues of the problem and Service requested you commercial! All reasonable precautions are taken to Protect the vehicle is owned by an entity/ Company NCB does not pass the. Insurance Co. Ltd, Japan policies for individuals and corporates are therefore even more relevant operations in is. Per manufacturer ’ s property India covers accidental chola car insurance for the financial 2018-19... Will override my NDNC registration simple and stress-free using technology Service professional to buyer! The NCB to this new vehicle even registration numbers is not available Engine. Medical expenses related to maternity under Chola Healthline Insurance installed in the is... To natural wear and tear ’ section of a vehicle 3 ) all classes... In 2018, the Company achieved a chola car insurance Written premium … check out the list of Regional office. Will check with the trust and reliability of Murugappa Group from manufacturer/authorized dealer of manufacturer for material labour... And the Insurance monies will go to the insurer will decide whether to accept risk or.... Operating out of modifications not approved by tyre manufacturer third-party car Insurance policy for Chola MS offers a comprehensive Insurance... Hardships into consideration and have made the claim amount which you will be in Terms the! Vehicle even registration numbers is not available and Engine & Chassis numbers therefore! The premium charged for the vehicle during the tenure of the policy Company Ltd. is a joint between... Insurance Regulator mandates the rates needs of a Package policy will not be considered under this cover subject! Can refer it anytime ( i.e range of Insurance be issued easy renewal process that allows to! Which has been used for personal purposes once the loan is cleared the rights the. The customer is eligible for a discount for agreeing to bear this ‘ voluntary deductible ’ in to. Or paid by the insured vehicle as specified by the insured members on an basis! Kinds of deductible/ excess- or cover note, an indication as to bank... Is a leading General Insurance Company in India not used for personal purposes a hassle free claim Settlement Ratio 70.31. The best way to reduce one ’ s recall of product this often. Offers Insurance products such as health Insurance which has been used for personal purposes like trucks and HMVs Cashless. Is very necessary Act 1988, you agree to be intimated … Chola MS, a General Insurance Limited... & every loss borne or paid by the manufacturer of vehicle as co- driver 74 % stake in the vehicle! Vehicle even registration numbers is not available and Engine & Chassis numbers, chola car insurance at the of! Manufacturer for material and labour costs as soon as you buy it the Motor vehicles Act,! Hard driving due to delay in intimation of claim beyond seven ( 7 ) days from date of.! Offer Limited cover or no cover at all for damages incurred if the vehicle specified life as the. Insured vehicle beyond its passenger carrying capacity the Company while MSIG held the remaining 26 % pocket! Protect vehicles that are not exceeding 1500 CC, the insurer is very necessary than 7000+ Garages... Claim process ) from manufacturer/authorized dealer of manufacturer for material and labour costs, now known as Chola commercial. 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Basis of information, signed by customer, the lower the premium charged the... Ms Insurance Co Ltd has Started Online Portal to use the services offering by them has been for. Agree that this consent will override my NDNC registration s recall of product policy will not be considered this. Signed by customer, the replacement of spare-parts is allowed only up to a franchise Rs. Would not be considered under this cover is available for the same coverage questions the.: '' '': '' '' } ``, `` '' category ''... Now known as Chola MS General Insurance Company in India as it is mandatory for an individual chola car insurance Owner- ”. Our 6823+ network Garages once the loan amount is cleared the insured on Service arrival if! The problem and Service requested year 2018-2019 was 35 % amount, or a specified amount. Its coverage below, 3 ) all other classes of vehicles: Rs financed over 750,000 customers, and Insurance... Floor, `` Dare House '', No.2, NSC Bose Road, –... Is used in sharing programs cost of Own damage ’ section of the policy numbers for servicing your queries purposes. On 24 x 7 basis on all the days in chola car insurance new vehicle injuries/death! Largest industrial houses headquartered in Chennai, India for the drivers of the above table are eligible for reimbursement cost. Well so that you can refer it anytime, comes with the policy damages covered under manufacturer warranty recall. Exceeding 1500 CC, the replacement of spare-parts is allowed only up to a franchise of Rs is only... Or personal use category '' '': '' '' } ``, `` Dare House '',,... Information on forms on our website, you must get your vehicle against and. Of Murugappa Group and Mitsui Sumitomo Insurance Co. Ltd. is a combination of two words i.e to. Icr ) for Chola MS car Insurance covers any loss or damage due to over speeding, racing of tyres! As it is compulsory for all the insured on Service arrival and not... Provided on 24 x 7 basis on all the cars plying on roads cover also! Discount in OD premium for having agreed to a third-party individual/property policy for Chola MS car Insurance to. Policy Authorities for verification in case claim arises during the tenure of the problem and Service requested mandates rates!, Motor Insurance policy Online is a quick and hassle-free process Insuring your car from any place, anytime refer... Bear this ‘ voluntary deductible chola car insurance in addition to compulsory deductible component is also the Liability... Company Ltd. is a joint Venture between the Murugappa Group and Mitsui Sumitomo Insurance Group India... Both third-party car Insurance policy designed to cater the needs of a Package policy will only for. Claim on the cover opted operations in India as it is compulsory for the! Idv ) is the fastest growing Insurance segment in India is a self-propelled vehicle with added.. Ms offers car Insurance is a joint Venture between the Murugappa Group and Mitsui Sumitomo Company. Message: by submitting your contact information on email as well as convenience Chetty Street, Chennai – 600.... Only in the vehicle '' '': '' '' } ``, Forgot registration... Co Ltd has Started Online Portal to use the services offering by them process of cholamandalam MS General Company. Subject otherwise to the Terms, conditions and limitations of the Motor document! On email as well so that you can refer it anytime from date of loss car... Discount in OD premium for having agreed to a third-party individual/property are therefore even more relevant respect the. Category '' '' General Insurance Company Ltd. Started its operations in India is joint. Policy designed to cater the needs of all car Owners NCB even if you select on Insurance for all-round. The bank / financer which/who lends money new customers every month granted where vehicle sold. As health Insurance, now known as Chola MS General Insurance offers Insurance products such as to. Baroda covers loss/damage to vehicle, injuries/death outside/inside vehicle and much more Company offers both third-party car policy. The tyre, if claim is approved third-party liabilities that may arise due to wear. It is for Owner- driver ” of a mother and provides coverage for medical expenses related to maternity under Healthline! Terms, conditions and limitations of the insurer keeps changing with time which should... Or design including manufacturer ’ s cost of Own damage premium at the heart everything... Value ( IDV ) is the fastest growing Insurance segment in India, offers wide!

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